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The SBP Open Season allows for retirees receiving retired pay, eligible members, or former members awaiting retired pay who were NOT enrolled in SBP or RCSBP (Reserve Component Survivor Benefit Plan) as of December 22, 2022 to enroll. For a member who enrolls during the SBP Open Season, the law generally requires that the member will be responsible to pay retroactive SBP premium costs that would have been paid if the member had enrolled at retirement (or enrolled at another earlier date, depending on the member’s family circumstances). The SBP Open Season also allows eligible members and former members who were enrolled in SBP or RCSBP (Reserve Component Survivor Benefit Plan) as of December 22, 2022 to permanently discontinue their SBP coverage. The law generally requires the covered beneficiaries to concur in writing with the election to discontinue. Previously paid premiums will not be refunded. The SBP Open Season runs from December 23, 2022 to January 1, 2024. There are special forms to enroll or discontinue in accordance with the NDAA 2023 SBP Open Season law and processes. The forms, information, and FAQs are available on our special focus webpage: https://www.dfas.mil/sbpopenseason23 Please note that the information in this article is for retirees receiving pay. Gray Area Retirees and Reserve/Guard component members should contact their Branch of Service for information on how to enroll or discontinue SBP coverage during the SBP Open Season. We have two additional SBP Open Season articles in this issue of the newsletter: one article outlines the enrollment process and one article outlines the discontinuation process.