The Reserve Component Survivor Benefit Plan (RCSBP) enables people who served in Reserve Components to leave the people they care about with a benefit called an “annuity.”
An annuity is a monthly payment that lasts the lifetime of your beneficiary after you pass away. The amount of the monthly payment is a percentage of your retired pay, and that percentage depends upon the election you make when you sign up for RCSBP.
The Reserve Component Survivor Benefit Plan (RCSBP) is quite similar to the Survivor Benefit Plan (SBP) that covers non-reserve components of the armed services. However, there are a number of differences in eligibility, coverage and cost that reflect the unique nature of reserve service.
The RCSBP is available to members of the following Reserve Components:
• The Army National Guard of the United States
• The Army Reserve
• The Navy Reserve
• The Marine Corps Reserve
• The Air National Guard of the United States
• The Air Force Reserve
Please read the following sections carefully for key information regarding:
• Eligible Beneficiaries
• Stopping or Changing Coverage
• Benefit Costs
• Benefit Amounts