HomedebtandclaimspaymydebtDebt Repayment Options

7:30 a.m. to 4:00 p.m. EST

Contact Us
Privacy Information


Debt Repayment Options

DFAS has three options for debt repayments based on your financial circumstance. If you are unable to pay Lump Sum, you have the right to establish monthly repayment plan within 30 days of receipt of your debt letter. Typically, a repayment plan term does not extend beyond three (3) years. DFAS will consider the size of your debt and your ability to pay within a reasonable time when considering your repayment plan.
Select one of the following payment options:

               Link to Lump Sum Payment web page               Link to DFAS proposed Installment Payment web page              Link to the Reduced Installment Payment Request web page
Update your Address

If your mailing address has changed, please be sure to update it via AskDFAS here (Type "Update address" in the search line - use AC001)

Other Charges on Account

Your account statement reflects the Treasury interest rate for your debt, and interest will begin to accrue on the unpaid principal balance 30 days after the initial debt notification date.
Administrative Fees
A $15.00 administrative fee will be assessed on your account for each of the following:
  • No payments received within 62 days of the initial debt notification date.
  • Initial referral to the credit bureaus.
  • Initial referral to a private collection agency.
  • Initial referral to the Treasury Offset Program.
  • Any personal check not processed by your bank due to "insufficient funds."
Penalty Charges
Penalty charges equal to six (6) percent of the unpaid principal balance will begin to accrue on your account if there are no payments received within 121 days of the initial debt notification date.
What happens if I don’t pay my debt?
Contact Us
Page updated January 5, 2021