Be Proactive with Your Taxes 

Tax season is just around the corner and DFAS wants to help you be ready. Now is the time to start preparing to file your taxes. Yes, even though it’s months before taxes are due, take advantage of this time to double check everything is correct with your personal information and documentation on file with DFAS. 

Start with myPay 

myPay is an easy-to-use online DFAS tool that can help you have a smoother tax season: https://mypay.dfas.mil.  You can print/download your current year, as well as up to two prior years of annuity pay 1099-R tax statements.  In addition, myPay offers earlier access to 1099-R tax statements in late December while paper copies aren’t mailed until late January. If you haven’t logged in to myPay recently, now is a good time to update your password before tax season. Additionally, please verify/update your mailing address to ensure you receive important information from DFAS.  

Changing Your Federal Tax Withholding 

It’s easy to change the amount withheld for federal taxes using myPay by clicking on the federal withholding link. Once there, click on the yellow pencil for the edit page. On the edit page, you can also enter information about multiple jobs, change your number of dependents, add additional income, make additional deductions or have extra tax withheld. The blue bar tells you when you can expect the changes to go into effect. 

If you prefer, you can send us a completed IRS W-4P form (Withholding Certificate for Periodic Pension or Annuity Payments). Find it on our Forms Library webpage. The most convenient way to submit your documents is uploading them to DFAS online 24/7 via the askDFAS online upload tools. More information about uploading your documents on askDFAS can be found at https://www.dfas.mil/askdfas.  Please note that DFAS cannot withhold state taxes for annuitants. For information or questions about what is or is not taxable in your state, contact your state department of revenue/income tax. 

Use the IRS Tax Withholding Estimator 

The IRS has an online tax withholding estimator (www.irs.gov/individuals/tax-withholding-estimator) to help determine how much federal tax you need to have withheld. The calculator helps taxpayers estimate if the right amount is withheld from their income to cover their tax liability. The estimator uses a simple, six-step format using information like marital or filing status, income, withholding, adjustments, deductions and credits. DFAS cannot provide tax advice, so if needed, please consult a tax professional or the IRS. 

You Can Request a Duplicate 1099-R Using Our askDFAS Tool 

If you are not a myPay user, you can have your 1099-R sent to the mailing address on record, or a one-time temporary mailing address, by submitting a request online via askDFAS at www.dfas.mil/askdfas. You can also use this tool to request a prior year 1099-R. You should receive your duplicate 1099-R in the mail in about 10 business days (for domestic mailing addresses). Please note that 2024 tax year 1099-R reissues cannot be mailed prior to mid-February 2025.   

Questions? 

Find more information about your Survivor Benefit Plan (SBP) annuity at http://www.dfas.mil/managesbp.