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Frequently Asked Questions
Failing to Update Your SBP Beneficiary Could Have Financial Consequences
Making sure that we are aware of any changes in your beneficiaries will benefit you as well. If you do not inform us of a divorce, you could forfeit a refund of overpaid premiums. DFAS is barred by law from refunding payments retroactively beyond a six-year period. If a retiree divorces a spouse and does not notify us until 10 years after the fact, we will only be able to refund six years of those payments.
To change or update your SBP beneficiary designation, please complete a Survivor Benefit Plan Election Change Certificate (DD 2656-6).
Legal documents such as marriage certificates, divorce decrees and birth certificates are essential to processing changes of beneficiary or claims under SBP. Forms and legal documents can be faxed or mailed to:
Defense Finance and Accounting Service
U.S. Military Retirement Pay
8899 E 56th Street
Indianapolis, IN 46249-1200
Please only send copies of documents. Do not send the originals.
Read about these topics at SBP overview