Stopping or Changing Coverage

When You Can Stop or Change Coverage?
In most cases, the Reserve Component Survivor Benefit Plan (RCSBP) elections you make during the 90-day period after being notified of retirement eligibility are irrevocable.  Only in rare circumstances can you change elections or discontinue coverage.

While these occasions are very rare, a couple of the more common examples are:

• The member discontinues participation when they become totally disabled.

• A mentally incapacitated member is later determined to be mentally competent, and revokes or changes the RCSBP election within 180 days after that determination.

• The member voluntarily terminates RCSBP coverage for a natural person with an insurable interest who is not a former spouse.

• A member voluntarily discontinues RCSBP participation on the second anniversary of the date that his or her retired pay starts.


How to Stop or Change Coverage
Please contact our Customer Care Center either in writing or on the phone to determine if you are able to change coverage, and what documentation would be required. Please send correspondence to:

Defense Finance and Accounting Service
U.S. Military Retired Pay
8899 E 56th Street
Indianapolis IN 46249-1200

Defense Finance and Accounting Service
U.S. Military Retired Pay
8899 E 56th Street
Indianapolis IN 46249-1300

For more information, call 800-321-1080.


Related Links:

RCSBP Overview
Enrollment
Cost
Benefit Amount



Page updated April 26, 2017