International Direct Deposit

Defense Finance
and Accounting Service
Providing payment services of the U.S. Department of Defense
MyPay

International Direct Deposit

International Direct Deposit (IDD) is available to U.S. military retirees living in eligible locations overseas. IDD electronically deposits funds on the first business day of the month.

Enrolling in IDD
Complete the form for International Direct Deposit Enrollment (SF 1199-I) and mail it to:

For Retirees: For annuitants, beneficiaries and survivors:

Defense Finance and  Accounting Service
U.S. Military Retired Pay
8899 E 56th Street
Indianapolis IN 46249-1200

Fax: 800-469-6559

Defense Finance and Accounting Service
U.S. Military Annuitant Pay
8899 E 56th Street
Indianapolis IN 46249-1300

Fax: 800-982-8459


Make sure the form is accurately completed and signed. Incorrect or incomplete enrollment forms will be returned unprocessed for correction, delaying your enrollment. Typed forms are preferable.

If you currently have your pay sent via direct deposit to a stateside financial institution, do not close that account until you have verified receipt at your international bank. Otherwise, your pay will be returned to DFAS, causing additional delays.

Security and Safety of IDD

Keep Your Account Current

Failing to notify us of a change of address or banking information can result in missing payments.

When to Update Your Account 
Suspension of Pay
Nations chosen for IDD eligibility have met the requirements of the Federal Reserve Bank. Simply put, the banks and other financial institutions in those countries provide secure and trustworthy services and have systems compatible with transferring funds from the U. S. to your account. In many ways, IDD is much more secure than receiving your pay by paper check. Mailed checks can be subject to loss, misrouting or theft. Funds transferred through IDD are sent encrypted and arrive safely at your bank.

Countries Where IDD is Available

Anguilla

Greece

New Zealand

Antigua

Grenada

Norway

Australia

Haiti

Panama

Austria

Hong Kong

Poland

Bahamas

Hungary

Portugal

Barbados

Iceland

Samoa

Barbuda

India

Singapore

Belgium

Ireland

Slovakia

British Virgin

Island

Israel

Slovenia

Canada

Italy

South Africa

Cayman Island

Jamaica

Spain

Cyprus

Japan

St. Kitts & Nevis

Denmark

Latvia

St. Lucia

Dominican

Republic

Lithuania

St. Vincent & Grenadines

Egypt

Luxembourg

Sweden

Estonia

Malta

Switzerland

Finland

Mexico

Trinidad & Tobago

France

Netherlands

United Kingdom

Germany

Netherlands Antilles

 

 

When You Will Be Paid

If your form is processed before the 19th of the month, IDD will begin on the following payday (generally, the first business day of the month). If your form is processed after the 19th, direct deposit will begin in two months.

Currency Exchange

Your payment will be converted from U.S. dollars to local currency two business days prior to the U.S. payment date, using a wholesale exchange rate. IDD puts your money directly into your local bank in local currency. If you reside in Canada, and have a U.S. dollar account, you may elect to receive your payment electronically in U.S. dollars. This option is only available in Canada.

Page Updated July 26, 2018