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How to request a waiver or remission of military debt

A waiver is an act of the government to intentionally relinquish its claim against an individual for a debt resulting from erroneous payments of wages or allowances. If you did not know you had a debt, you can apply for a waiver.

A remission is for active duty military members or former military members who have incurred an active duty debt. The laws governing remissions consider hardship, value of the service of a member, compassion, justice and good faith.

You can request a waiver or remission by completing the DD Form 2789 Waiver/Remission of Indebtedness Application.

DFAS does not process remissions for Army and Air Force.

When to submit
To be eligible for waiver you must submit the DD Form 2789  Waiver/Remission of Indebtedness Application within five years of the date you are notified of the debt.

There is not a statute of limitation for a remission application.

Where to send your application
    If you are currently in the military you must complete the first page of the DD Form 2789  and submit it to your finance office. They will complete page 2 and send it to DFAS.

If you are separated or retired from the military you can complete the first page of DD Form 2789  and submit it to our office:
DFAS-IN
8899 East 56th Street
Department 3300 (Waivers/Remissions)
Indianapolis, IN 46249-3300
Fax: 317-212-8654
E-mail: RemissionWaiverIndy@dfas.mil

Documents to include


You should include all documents pertaining to the debt such as forms which authorized the payments which caused the debt, leave and earnings statements (LESs), enlistment/bonus contracts, memo’s and e-mail traffic.

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Page updated March 2, 2011