Defense Finance
and Accounting Service
Providing payment services of the U.S. Department of Defense

Your taxes and the Affordable Care Act

During January 2016, DFAS will begin providing IRS Forms 1095 (C and/or B depending on your status as a military member, military retiree or annuitant, or federal civilian employee). The information will be necessary when you prepare to file your 2015 federal income tax return.

Like your other tax and pay statements, the new forms will be available in your myPay account when they are released (no later than Jan. 31, 2016). For those who did not opt in for electronic delivery only, these forms will be in the mail as listed in the current tax statement release schedule.

Latest news about your IRS 1095 form

Affordable Care Act Form 1095 for Annuitants

The 1095B form with your healthcare information related to the Affordable Care Act (ACA) will be mailed no later than February 1 to the Sponsor's address on record in the DEERS system. Please allow 7-10 days for delivery. It will not be available in your myPay account. If the Sponsor's address on record is incorrect, it must be updated on the MilConnect website or at your nearest ID Card Facility (DEERS office). After the address has been updated, a new form must be requested on the MilConnect website (go to the Correspondence/Documentation tab and select ACA - Corrected IRS Form) or by calling (800) 642-1386.

Affordable Care Act

All Affordable Care Act documents are now posted in myPay. If you find there are errors on your IRS 1095 form and you are military (active or reserve) or a military retiree, you must contact a DEERS representative at 1-800-538-9552 who can assist you. If you are a DoD Civilian you must contact DCPAS Benefits General Inquiry Line at 703-882-5197. If you are a Non-DoD Civilian serviced by DFAS, please contact your Human Resources Benefits office. If you have questions about the number of dependents on your IRS 1095B, and you are a civilian, please contact your Health Benefits Carrier directly. If you are military (active or reserve) or a military retiree, you must contact a DEERS representative at 1-800-538-9552 who can assist you. For general questions related to the Affordable Care Act call the DFAS Customer Care Center at 1-888-332-7411, option 2. 

To Civilians paid by DFAS...

DFAS has provided your form 1095C related to the Affordable Care Act (ACA). The 1095C will NOT list your dependents on it. Your health care provider will issue a form 1095B that will list your dependents and can be used when completing your taxes.

Got questions?

What's important?

  • Most federally provided healthcare plans (Tricare and FEHB) meet the minimum essential coverage requirement of the Affordable Care Act.
  • Military members will receive a notification letter from the Defense Manpower Data Center (DMDC) if their SSN or a family members' SSN needs to be updated in DEERS. It is important to follow the instructions in the letter to ensure information is correctly reported to the IRS.
  • You will receive an IRS Form 1095-B or 1095-C for all healthcare plans you are enrolled in. This includes Tricare and the Federal Employee Health Benefit plans (available via your myPay account), VA and other plans provided through a government agency or purchased by you for yourself and your family members.
  • The IRS 1095 series forms include information already provided to the Internal Revenue Service. These forms contain information you need to complete your individual federal income tax return.

Got questions?

What's a 1095?

The IRS Form 1095 series informs taxpayers of the information provided to the IRS regarding their healthcare coverage during the tax year. This information will be needed as taxpayers complete their federal tax return.

  • IRS Form 1095-B (for military retirees and annuitants):  This form provides information you will need to report on your income tax return that you, your spouse and individuals you claim as dependents had qualifying health coverage (referred to as “minimum essential coverage”) for some or all months during the year. Individuals who do not have minimum essential coverage and do not qualify for an exemption may be liable for the individual shared responsibility payment.
  • IRS Form 1095-C (for miltary members and federal civilian employees): This form includes information about the health insurance coverage offered to you by your employer. Form 1095-C, Part II, includes information about the coverage, if any, your employer offered to you and your spouse and dependent(s). 

Got questions?

Need more?

You can learn more about the ACA and its impact on preparing your federal income tax return at the following websites. You can also use our FAQ page for more info.

About the law:

For Federal Civilian Employees:

  • ACA FAQs from the Office of Personnel Management 
  • FEHB FAQs from the Office of Personnel Management 

For Military Members/Military Retirees/Annuitants:

For all taxpayers:

Page updated Jan. 28, 2016