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Disputing / Protesting Your Military Debt

Do you disagree with your debt? The first thing you need to do is to understand exactly why you are in debt. Questions regarding the debt, reason for the debt, and the validity of the debt should be addressed with your finance, disbursing or payroll office. If you disagree with your debt, you may have the right to protest.

How to Dispute / Protest Your Debt

First, you must identify where your debt originated.  To identify, please follow the below steps:

1. Locate Your Three Letter Debt Code on Your Debt Notification Letter

Your debt code can be found on the first page of your debt notification letter under “INFORMATION ABOUT YOUR DEBT.”    

Information About Your Debt Graphic: DFAS is the Department of Defense agency responsible for collection of individual debts owed to the United States Government by former DoD employees, service members or other debtors. Pursuant to 31 U.S.C. 3716, your debt has been referred to DFAS for collection. Debt Reason - Order # - Date - Other Pertinent Debt Info
 

2. Search for Your Three Letter Debt Code Here:

Select your debt code from the below to be routed to the correct submission location. If you have multiple debts, please select each code.

ADS BSH CIV FIT MBA OTS RSK TVL
ADV BSL CLT GAR MBB PCO RSL UBU
AED CAA COL GPL MBC RAP RSM VAC
AFA CAB CPY GRP MGI REB RSN VHA
ALM CAF DAM HBC MIS RED RSO VSI
AOP CAG DCK HBP MPH RLE RSP  
APD CAH DDS HED MPR ROT RSR  
APY CAN DEM HHG NES RRM RSS  
AWL CAR DTY HPR NPS RSA SEV  
BAH CAT EDU HSP NPT RSB STR  
BAQ CED EXL LOF NRP RSE TBU  
BAS CFP FCE LSV OAA RSG TLA  
BCK CIL FFF LVE OPA RSH TMV  
BNS CIP FHA LWF OPM RSJ TVL  

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Learn about Debt Waivers or Remission of Your Debt

If you agree with the debt, and the debt resulted from erroneous payments of wages or allowances this might be right for you. For additional information, visit Learn about Waivers or Remissions.

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Return to the Debt and Claims DFAS Homepage

 

Page updated March 28, 2023