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Defense Finance
and Accounting Service

Providing payment services of the U.S. Department of Defense

1-888-332-7411

MyPay

Air Force Reserve & Guard

Payment Procedure

Reserve members in a non-pay status accumulate debts for unpaid SGLI premiums on their Defense Joint Military Pay System – Reserve Component Master Military Pay Account (DJMS-RC MMPA). Their monthly Leave and Earnings Statement (LES) will notify them of the premium debt amount, and the period covered. Airmen with debts for SGLI can remit payments to the address below:
Disbursing Operation Directorate
3801 Center Collections
PO Box 269490
Indianapolis, IN 46249
 
Checks should be made payable to the U.S. Treasury. Members should write their Social Security Number on their payment and include a letter that explains the check is intended to pay SGLI premiums.

Termination of Coverage

Members are required to remit payment within 60 days after the due date. If payment is not received within 60 days, a termination letter is sent to the member. If the member fails to pay the premiums, coverage is terminated.

Debt Collection Process

Unpaid premiums are considered debts owed to the U.S. government. The Defense Finance and Accounting Service (DFAS) will attempt to collect outstanding debts for SGLI premiums from the final pay of separating members. Unpaid debts of service members who separate are referred to the Out of Service Debt department. DFAS reports delinquent debts to the major credit bureaus after 62 days of the initial debt notification letter. Furthermore, DFAS will forward delinquent debts to private collection agencies for assistance with collection. DFAS participates in the Treasury Offset Program, which authorizes the Department of Treasury to offset payments from the IRS, Office of Personnel Management, Social Security Administration, and civilian employers in order to collect delinquent debts. Visit our Out of Service Debt page for more information.

For More Information

Members with specific questions about their coverage status and premium payments can contact DFAS at 888-332-7411, and choose option 2 (Military Pay).

Updated Feb. 11, 2014