Civilian Pay: Life Changing Events
Civilian Pay
 Section Index
Life Changing Events
 Having a Child
 Getting Married
 Getting Divorced
 Caring for a Sick Loved One
 Moving
 Leaving or Changing Jobs
Facing your Death
 Retiring
 Death of a Loved One
 Your Child is Coming of Age
 Called to or from Military Duty
 You Become Disabled
 Facing your Deathprint page :: email page  

Terminal Illness

You will need to assign your life insurance . 'Assignment' means transferring your life insurance to another company or person.

You may also want to update your designations of beneficiary forms.

Living Benefits (PDF) (also known as accelerated benefits in the private sector) are life insurance benefits paid to you while you are still living, rather than paid to a beneficiary or survivor when you die. Only Basic insurance is available for Living Benefits. Optional insurance cannot be paid as Living Benefits. If you want to apply for Living Benefits, you must contact the Office of Federal Employees’ Group Life Insurance (OFEGLI) at 1-800-633-4542. OFEGLI will send you an application form and a Claim for Living Benefits (FE-8).

Note: Agencies do not have a supply of FE-8 Forms and employing offices are not to give this form to employees who ask about Living Benefits.


If you should die in service

Your family should contact your supervisor immediately and provide him/her with:

  • date of death
  • survivor mailing address(es)
  • SSN
  • dates of birth and marriage

The supervisor will call your Human Resources Office to report your death. Once HR hears of your death, they will supply any forms your survivors need and give them full instructions about how to proceed.


Health Benefits

If you have a family health benefits enrollment and any of your survivors are eligible for a monthly survivor annuity from the Office of Personnel Management (OPM), the family coverage can be continued after your death. If only one survivor is eligible for health benefits coverage, OPM will change the enrollment from family to self-only. If you have self-only coverage at death, your survivors cannot be enrolled for health benefits coverage based on your Federal employment.


Other Considerations


Questions or comments regarding Civilian Pay, please contact your Customer Service Representative (CSR).