Use the information and links provided to learn about how your Federal Health and Life insurance plans are affected when your child turns 22. You may also want to consult our Benefits section to learn more.

Health Benefits

Your family health benefits coverage does not include children who are over age 22 (unless the child is disabled before turning age 22). However, temporary continuation of coverage may be available for up to 36 months. If this coverage is desired, you must contact your agency Human Resources Office within 60 days after the child reaches age 22.

• OPM's - Federal Employee Health Benefits (FEHB)
• OPM's - Loss of Family Member Status
• OPM's - Eligibility for Temporary Continuation of Coverage
  

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Life Insurance

Your family life insurance coverage does not include children who are over age 22 (unless the child is disabled before turning age 22). If there are no other family members eligible for this coverage, you may want to cancel your Option C - Family coverage. This can be done at anytime, but it is not automatic. Contact your agency Human Resources Office to cancel Option C - Family Coverage.

• OPM's Federal Employee Group Life Insurance (FEGLI)
• OPM's Federal Employees' Group Life Insurance Program FAQ’s